Now that infection figures are falling and the vaccine programme appears to be having an effect, the COVID-19 pandemic’s ripple effect on business will truly start to show. While some businesses will get up and going quickly again, others will take their time. That in turn will limit the opportunities for the next generation to […]
Estate Planning
Should equity release always be a last resort?
How much is your house worth? For many of us who bought our homes when we had a family living at home, the answer is probably a LOT more than we paid for it! It’s probably one of the most valuable assets we have, but unless we want to downsize or move, we can’t easily […]
Just the two of us: estate planning for both of you
Over the last few weeks as the UK vaccination programme has rolled out, we’ve all become much more aware of the number of people aged 65 and over. According to the government’s figures, the total number of people aged over 65 and those in care homes (with some overlap) is 12.8million people. According to the […]
Falling asset values: why it’s important to think long-term
It’s been a bit of a rocky year for investments, with headline-grabbing troughs – and less well-reported rises too. As investments and pension statements and reports drop through our letterbox, many of us will not have made the returns of past years. If this causes you concern, remember than any short term falls in stocks […]
Lockdown 2.0: Helping the next generation now
As the UK settles into a month of lockdown restrictions, some will be financially relatively untouched, whilst others will be looking towards a very uncertain 2021. Whilst the Chancellor’s announcement of an extension to the furlough scheme until March 2021 is to be welcomed, it won’t help the hundreds of thousands being made redundant by […]
Complex Inheritance Tax Rules leaves families exposed
Dealing with probate is rarely as straightforward as it seems and the rules around Inheritance Tax (IHT) can be a minefield to the lay person and causing very real problems for the beneficiaries of the estate, further down the line. Many people appoint friends or relatives as the Executors of their Wills, believing that this […]







