Why do people retire early, and how do they plan? Our retirement survey asked recent retirees, with revealing results!
Articles
Should equity release always be a last resort?
How much is your house worth? For many of us who bought our homes when we had a family living at home, the answer is probably a LOT more than we paid for it! It’s probably one of the most valuable assets we have, but unless we want to downsize or move, we can’t easily […]
Just the two of us: estate planning for both of you
Over the last few weeks as the UK vaccination programme has rolled out, we’ve all become much more aware of the number of people aged 65 and over. According to the government’s figures, the total number of people aged over 65 and those in care homes (with some overlap) is 12.8million people. According to the […]
Being an attorney in the time of COVID
The current pandemic has refocused our minds on the real possibility that someone we know could get seriously ill with the virus. If that person becomes incapacitated in that they can’t make decisions for themselves, then their Legal Power of Attorney (LPA) will be activated, and an attorney appointed by them will manage their affairs. […]
Long-term care: financial assessment and future planning
Moving into senior residential care may not be high on your priority list at present. However, it’s worth thinking about in advance to make sure you have plans in place if and when you need to act. That doesn’t automatically imply that the moment you have problems getting the lid off your jar of marmalade, […]
Falling asset values: why it’s important to think long-term
It’s been a bit of a rocky year for investments, with headline-grabbing troughs – and less well-reported rises too. As investments and pension statements and reports drop through our letterbox, many of us will not have made the returns of past years. If this causes you concern, remember than any short term falls in stocks […]
